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How to Get a Mortgage With Bad Credit – What’s Considered Bad Credit for a Mortgage? What’s considered bad credit for a home loan can vary from lender to lender. "It’s important to realize that different lenders have different guidelines on.
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These "bad credit home loans" are known as a sub-prime mortgage. Before trying to get a home loan with bad credit you should work on getting your score as high as it can be. The higher your score the better odds you have of getting approved for a mortgage.
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The Federal Housing Administration has programs for people with less-than-desirable credit that include mortgage interest rates lower than that of conventional loans. To qualify, the applicant’s.