No Income No Asset Loans – Schell Co USA – Mortgage Bankers & Correspondents in Las Vegas Mortgage Brokers in Las Vegas Mortgages in Las vegas real estate in Las Vegas. First. No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage.
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The detriments of a stated income loan could be that the interest rates most likely will be higher than a traditional mortgage loan, depending on the lender. The down payments can also be quite high. Many of the stated income loans are based on the equity position in a property.
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A NINJA loan is a slang term for a loan extended to a borrower with "no income, no job and no assets." NINJA loans have largely ceased to exist in the U.S. due to tighter lending standards put in.
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For that reason, scenarios like these are perfect for what has historically been known as a "no income verification mortgage." But, how do no-doc mortgages work? A no-doc mortgage loan is one where borrowers are not required by mortgage lenders to provide any income documentation to support their ability to repay the loan.
No income, no asset – Wikipedia – No income, no asset (NINA) is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage.A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan.. NINA programs are ostensibly created for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly.
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No Income Check Loans and No Doc Verification Mortgage |Mortgage. – NO INCOME VERIFICATION – Loans where your income is not requested or. only if the borrower can provide to the lender income and assets documentation.